Mortgage Life & Critical Illness Insurance
Mortgage Life & Critical Illness Insurance

The Life Insurance element provides your family and loved ones with the security of knowing that the mortgage will be taken care of, and they will get to stay in the family home, should you die.

The Critical Illness element, often referred to as Cancer Cover, pays out a tax-free cash lump sum if you suffer from one of the various Critical Illnesses listed under your policy. These funds can then be used to clear your mortgage debt allowing you to focus on recovery or adapting to your new circumstances without the pressure of mortgage repayments in the background.

Mortgage Life & Critical Illness Insurance is normally taken out a Decreasing Term basis meaning that the value of your cover will reduce over time roughly in line with the balance of your mortgage debt.

This is usually the most cost-effective way of arranging cover as the risk to the insurer declines over time as the balance of your cover falls. 

Click here to read our guide on Life Insurance

Click here to read our guide on Critical Illness Insurance

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Call Plus Protect and ask to speak to one of our advisers for a protection plan built around your needs.

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