Medically Impaired Cover

Medically Impaired Cover

We can potentially look to arrange cover for several conditions and medical impairments that would normally be rejected by most other insurers including Stroke victims, Heart Attacks victims, Diabetics, HIV sufferers as well as many more.

So, if you’ve been refused cover or think you can’t get Life Insurance elsewhere due to your medical history, speak to Plus Protect today to see if we can help. 

As a guide, the types of conditions and medical impairments we can potentially look to arrange cover for include:

  • Alcohol Abuse/Dependency
  • Arrythmia/Atrial Fibrillation
  • Cancer (if treatment has finished)
  • Cardiomyopathy
  • Cystic Fibrosis
  • Diabetes (Type 1 and 2)
  • Heart Attack
  • HIV Positive
  • Kidney Failure
  • Kidney Transplant
  • Liver Transplant
  • Mental Illness
  • Multiple Sclerosis
  • Obesity/High BMI
  • Primary Sclerosing Cholangitis (PSC)
  • Stroke


We pride ourselves on providing a personal and compassionate service. No matter what your medical history, we’ll treat you with the utmost dignity and respect.

Plus Protect is currently working with a number of prominent UK Charities to provide advice and support to individuals who are finding it hard to arrange Life Insurance themselves.

If you believe that you, or anyone you know, would benefit from speaking to us about the available options, please contact us today.

Click here to download a copy of our Medical Impaired Cover Factsheet

Click here to read our guide on Life Insurance

Get a quote now!

Call Plus Protect and ask to speak to one of our advisers for a protection plan built around your needs.

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