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Keyperson Cover
This type of plan provides a cash-lump sum to replace the loss of profits generated by, and to cover the cost of replacing, a key member of your Practice, including a GP or partner if they fall seriously ill or die unexpectedly.
Relevant Life
Relevant Life cover is a tax-efficient individual Death in Service policy available to any PAYE employee including Self-Employed Company Directors. Particularly useful for Locum Doctors trading via Limited Companies.
Executive Income Protection
Tax-efficient Income Protection cover available to any PAYE employee including Self-Employed Company Directors. Particularly useful for Locum Doctors trading via Limited Companies that want to protect their income in the event of incapacity. Unlike Locum Insurance, this cover is underwritten at outset and can provide a replacement income up to retirement age.
Partnership Protection
If a Partner dies, under an auto accrual arrangement the deceased partner’s business interest automatically transfers to the remaining partners. A Partnership Protection policy provides the cash required for the remaining Partners to reimburse the deceased partner’s beneficiaries to the value of their inherited business interest.
Private Health Insurance
Private Health Insurance provides access to private medical treatment for acute health conditions. For Practices with several employees, a Business Healthcare scheme could provide benefit to all staff members if desired.
Loan Protection
A Loan Protection policy provides lump sum cover payable on death that is used to repay any loans, liabilities, Directors loan accounts or sums owed by the deceased on behalf of the Practice or for which the Partner or business owner was a guarantor.
Shareholder Protection
Shareholder Protection provides a cash lump if a shareholder of a Limited Companies with two or more shareholders become critically ill or dies. This enables the remaining shareholders to retain control of the company by acquiring the shares from the incapacitated shareholder or their family (if deceased).
Additional Services
Via our network of trusted partners, we can provide access to specialist advice across a range of Practice/Business and personal financial management services including:

  • Surgery/Commercial Insurances
  • Commercial Loans & Finance
  • Accountancy Services
  • Pensions, Investments & Wealth

Get a quote now!

Call Plus Protect and ask to speak to one of our advisers for a protection plan built around your needs.

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