Accident & Sickness Insurance
Some plans also allow you to add an element of Unemployment Cover too.
Accident and Sickness Insurance shouldn’t be confused with Payment Protection Insurance (PPI), which only provides cover for one financial commitment, such as a loan or mortgage repayment.
This type of cover is particularly important for the Self-Employed who receive no sick pay benefits and would suffer financially if they were unable to work. However, if your budget allows, it may be worth considering a standard Income Protection plan that will offer greater cover over a much longer period.